Who we are

Finacity is a leader in the structuring and provision of asset-backed working capital funding solutions, consumer receivables financing, supplier and payables finance, back-up servicing, and transaction reporting globally.

Finacity is a leader in the structuring and provision of asset-backed working capital funding solutions, consumer receivables financing, supplier and payables finance, back-up servicing, and transaction reporting globally.

In Numbers

$150B

Outstanding transactions generating $150 billion in annual receivables flow

175

Borrowers/obligors in more than 175 countries

58

Facilitated transactions for receivables denominated in 58 currencies, with financing in 13 currencies

60M

Average flow of 60 million accounts receivable items per year

Why Finacity?

We make the securitization of accounts receivable and consumer assets less complex, more cost-effective and efficient, enabling clients to finance at rates well below their corporate rating equivalent.

“We work closely with our clients from transaction inception to close in order to fund in an efficient manner.”

Our Story

We make the securitization of accounts receivable and consumer assets less complex, more cost-effective and efficient, enabling clients to finance at rates well below their corporate rating equivalent. Our extensive reporting capabilities provide significant comfort to investors, enabling clients to maximize the advance rate against their receivables portfolio.

Case studies

Finacity has facilitated transactions ranging from $1 million to $2.1 billion for companies rated investment grade through ‘Caa’. In doing so, we have brought more than $16.5 billion of aggregate transactions to market.

Case Study
Jul 2022

PPC

Trade Receivables Securitization

EUR 300,000,000

Case Study
May 2022

Vitro

Trade Receivable Securitization Program

USD100,000,000

Case Study
Apr 2022

Bunge

Accounts Receivable Securitization Program

USD1,100,000,000

Case Study
Sep 2021

Audacy

Accounts Receivable Securitization Program

USD 75,000,000

Finacity advantage

Our extensive automated reporting capabilities provide significant comfort to investors, enabling clients to maximize the advance rate against their receivables portfolio.

Accurate, automated reports lead to better outcomes

Recognition

Since the company’s inception, Finacity has been recognized by parties across multiple sectors for its excellence in facilitating receivables securitizations and other working capital solutions.

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“Finacity's achievements have undoubtedly contributed to national export expansion efforts that support the U.S. economy and create American jobs.”

Penny Pritzker, U.S. Commerce Secretary

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“We based our ‘AA’ rating on the notes on the following factors ”…“ Finacity Corp. [would be] carrying out the role of administrator and servicer. It has had experience in such roles since 2001, and because it is a third party [S&P] considers that this mitigates the risk that there is no back-up servicer appointed.”

S&P Rating Release

“The provisional ratings are based on the following factors ”…“ the ability of Finacity to act as bond administrator and master servicer for the transaction.”

Moody's Pre-Sale Report

“A Scalable Securitized Achievement. A landmark transaction, closely watched…”

Trade Finance Magazine

“…truly innovative, tackling the complexities of accounting regulation head on… They’ve never been able to do it this way before, so this was a real achievement.”

Trade & Forfaiting

“Review “structure is easily scalable, allowing Bunge to add receivables in most currencies and jurisdictions as its business grows.””

Global Trade Review

“Hats off to Finacity! It’s a first for revolving domestic receivables rather than a static asset pool. This deal involved a number of new regulatory approvals and it succeeded.”

Trade & Forfaiting Review

Latest News

Press Release

Jul 2022

Finacity Facilitates Increase and Renewal of Accounts Receivable Securitization Program to EUR 300 million for the Greek State-Controlled Public Power Corporation S.A.

Finacity Corporation (“Finacity”), a White Oak Company, today announced that it has facilitated an increase from EUR 200 million to EUR 300 million of the commitment capacity for the accounts receivable securitization program for Public Power Corporation S.A. [ATHEX: PPC] (“PPC”), the largest Greek electricity generator and the principal supplier of electricity in the country. The securitization program finances consumer and corporate receivables originated by PPC in Greece.

Press Release

Jul 2022

Finacity Facilitates a $70 Million Receivables Securitization Program for American Airlines, Inc.

Finacity Corporation (“Finacity”), a White Oak Company, has successfully facilitated a $70 million receivables securitization program for American Airlines, Inc., headquartered in Fort Worth, Texas. The program focuses on a multi-country, multi-currency portfolio of cargo receivables from certain countries where the airline operates. Finacity provided origination, analytic and structuring support. Finacity serves as the ongoing Administrator for the program.

Press Release

Jun 2022

Finacity Facilitates the Renewal of USD 100 million Trade Receivable Funding for Pyxus

Finacity Corporation (“Finacity”) today announced that it has facilitated the renewal of a $100 million multi-country, two-year committed trade receivables funding program for Pyxus International, Inc. (OTC Pink: PYYX) (“Pyxus”), a global value-added agricultural company and a Finacity client since 2006. The program was renewed at significantly improved pricing levels. Obligor countries include, among others: Indonesia, Korea, Hong Kong, Egypt, Morocco, UAE, Eastern European countries, EU countries, Mexico and the USA.

Press Release

May 2022

Finacity Facilitates $100 Million IFRS Off-Balance Sheet Securitization for Vitro, S.A.B. de C.V.

Finacity Corporation (“Finacity”) announced that it has successfully launched an IFRS off-balance sheet trade receivables securitization for Vitro, S.A.B. de C.V. (“Vitro”) (BMV:VITROA). The transaction allows for up to $100 million in funding of the senior tranche from a U.S. based bank, as well as an initial $1.2 million investment from Finacity Asset Management in the intermediate subordinated note to achieve off-balance sheet treatment.