WHO WE ARE

Finacity is a leader in the structuring and provision of asset-backed working capital funding solutions, consumer receivables financing, supplier and payables finance, back-up servicing, and transaction reporting globally.

$200B

Outstanding transactions generating $200 billion in annual receivables flow

212

Borrowers/obligors in more than 212 countries and territories

133

Facilitated transactions for receivables denominated in 133 currencies, with financing in 16 currencies

60M

Average flow of 60 million accounts receivable items per year

WHY FINACITY

We make the securitization of trade and consumer receivables less complex, more cost-effective and efficient, enabling clients to finance at rates well below their corporate rating equivalent.

Our extensive automated reporting capabilities provide significant comfort to investors, enabling clients to maximize the advance rate against their receivables portfolio.

“We work closely with our clients from transaction
inception to close in order to fund in an efficient manner.”

Our Story

We make the securitization of trade and consumer receivables less complex, more cost-effective and efficient, enabling clients to finance at rates well below their corporate rating equivalent.

Our extensive automated reporting capabilities provide significant comfort to investors, enabling clients to maximize the advance rate against their receivables portfolio.

CASE STUDIES

Finacity has facilitated transactions ranging from $1 million to $2.1 billion for companies rated investment grade through ‘Caa’. In doing so, we have brought more than $16.5 billion of aggregate transactions to market.

FINACITY ADVANTAGE

Our extensive automated reporting capabilities provide significant comfort to investors, enabling clients to maximize the advance rate against their receivables portfolio.

ACCURATE,
AUTOMATED
REPORTS LEAD

TO BETTER
OUTCOMES

Better Pricing

Finacity can access financing from both new and existing client funding relationships to ensure the best possible transaction pricing.

Maximum Liquidity

We work closely with key constituents to optimize advance rates based on a granular analysis of receivable pool performance.

Ease of Administration

Finacity’s extensive structuring and reporting capabilities minimize upfront and ongoing transactions administration.

Off-Balance Sheet Treatment

Finacity has completed transactions that have achieved off-balance sheet treatment under GAAP and IFRS, and has a proven one-stop’ IFRS off-balance sheet solution

Back-up Servicing

Where required, our reporting processes, partners and technology enable us to offer the full range of back-up servicing capabilities, from ‘cold’ to ‘hot’.

RECOGNITION

Since the company’s inception, Finacity has been recognized by parties across multiple sectors for its excellence in facilitating receivables securitizations and other working capital solutions.

“As companies around the world have struggled with the COVID-19 pandemic, Finacity Corporation took measures to leverage their expertise, creativity, and skills to remain a top competitor in the international import-export finance space.  Most notably, the company contributed significantly over the last year to the expediting of vaccine distribution.”

“Finacity’s achievements have undoubtedly contributed to national export expansion efforts that support the U.S. economy and create American jobs.”

“I congratulate Stamford’s own Finacity for their steadfast dedication to innovation in export expansion and their commitment to ensuring our state remains a national leader in increasing U.S. exports. Finacity’s achievements strengthen our economy, creating good-paying jobs, and I could not be more proud that they call Connecticut their home.”

“Finacity’s work is critical to strengthening our position in the global economy.”

“We based our ‘AA’ rating on the notes on the following factors ”…“ Finacity Corp. [would be] carrying out the role of administrator and servicer. It has had experience in such roles since 2001, and because it is a third party [S&P] considers that this mitigates the risk that there is no back-up servicer appointed.”

“The provisional ratings are based on the following factors ”…“ the ability of Finacity to act as bond administrator and master servicer for the transaction.”

“A Scalable Securitized Achievement. A landmark transaction, closely watched…”

“…truly innovative, tackling the complexities of accounting regulation head on… They’ve never been able to do it this way before, so this was a real achievement.”

“structure is easily scalable, allowing Bunge to add receivables in most currencies and jurisdictions as its business grows.”

“Hats off to Finacity! It’s a first for revolving domestic receivables rather than a static asset pool. This deal involved a number of new regulatory approvals and it succeeded.”

LATEST NEWS

Apr 5, 2024
Finacity Facilitates the Upsize and Renewal of a $250 Million IFRS Off-Balance Sheet Securitization for Votorantim Cimentos North America

Finacity Corporation (“Finacity”), a White Oak Company, announced today that it has successfully renewed and upsized its existing IFRS off-balance sheet trade receivables securitization for Votorantim Cimentos North America Inc.…

Mar 19, 2024
Finacity Facilitates a USD 30 Million Receivables-Based Loan Program for Novaria Holdings LLC with Synovus Bank

Finacity Corporation (“Finacity”), a White Oak Company, and Synovus Bank (“Synovus”) today announced that they have successfully arranged and closed a USD 30 million receivables-based loan program for Novaria Holdings…

Feb 22, 2024
Finacity Reaches Record Milestone: $1 Trillion of Trade Receivables Financed Over the Past 5 Years

Finacity Corporation (“Finacity”), a White Oak Company, today announced that it has facilitated the funding of more than $1 trillion of trade receivables over the past 5 years on behalf…

Jan 3, 2024
Finacity Facilitates Increase and Expansion of Accounts Receivable Securitization Program to $1.5 Billion with a $1 Billion Accordion Feature for Bunge

Finacity Corporation (“Finacity”), a White Oak Company, today announced that it has facilitated an increase from $1.1 billion to $1.5 billion of the commitment capacity, with an accordion feature of…

Dec 15, 2023
Finacity Facilitates MXN 1 Billion Securitization for Laboratorios Sanfer, S.A. de C.V.

Finacity Corporation (“Finacity”) announced that it has successfully launched a trade receivables securitization for Laboratorios Sanfer, S.A. de C.V. (“Sanfer”).  The transaction amount is MXN 1 billion, it has a…